You can clean up credit report in 90 days. Raise score by 249 pts

I’m so glad you stopped by to read this article. My name is Choice. I live in a small town in Illinois. Just a regular old guy who likes helping people whenever I can. Being born in a tiny town in Alabama I’ve always had down home values. I want to help you raise your credit score and clean up credit.

In my series of articles, I’m going to talk to you about credit; about how to clean up credit. I’m not an attorney and I don’t run a credit repair firm. I won’t try and impress you with a lot of legal terms and talk over your head. It’s time somebody just talked plain ole English that can be understood and acted upon.

Be kind to me because this is my very first article. Thank you, thank you very much. At the end of all this you will have learned way more than you need to know in order to improve your credit and raise your credit score.

So what are credit bureaus all about? The bottom line is they’re about making money hand over fist. And it’s all done at the expense of ruined lives and families.

Most of the companies you do business with report your payment history to the credit bureaus. The credit bureaus charge these companies a fee to list your information. It doesn’t matter about the validity of what they say about you, because it’s all about the money anyway.

All this information the credit bureaus compile on you is put into a credit report. It shows how you pay your bills, if you are in bankruptcy, any law suits or tax liens, and so forth and so on.

It’s like they’re telling your life’s story. The sad thing is that a lot of time the information is wrong or at least reported with errors. But because of the money they make, the credit bureaus will report these things until you make them remove them.

They take all your information and make even more money by selling it to other entities that will pay for it. Those companies will evaluate you on what they say. If you’re trying to buy a car, rent a home, get insurance or a job, most will first turn to the credit bureaus to see what type of person you are.

How many times have you heard that only time can clean up credit? That there is nothing you can do about your bad credit report? I tell you, you can do something about it. I did and that is the TRUTH.

You see if there is any inaccuracy in the way they report on you, then you have a case. They have to be 100% correct on all levels. Did you know that? There is the Fair Credit Reporting Act that protects you against the credit bureaus.

O.K., in the next few days we’ll begin the process to clean up credit. First we’ll show you how to get a free credit report. Then we’ll show you how to put an end to all those collection agencies calling you all the time.

You’re going to love that; no more harassing phone calls from collection agencies. Oh what a relief it is.

We’ll talk soon…. Choice Harris